Don’t Lose Your Social Security Benefits. Here Are 3 Ways It Could Happen

While the long-term way forward for Social Security packages stays unsure, almost 68 million individuals within the US at the moment obtain Social Security, Social Security Disability Insurance or Supplemental Security Income, per the Social Security Administration’s reality sheet. Regardless of how this system fares sooner or later, when you rely on these advantages now you positively do not wish to lose them.

A number of conditions may cause you to lose your month-to-month Social Security advantages, a few of which could be past your management. In sure circumstances, corresponding to earnings, it could be value shedding some advantages to earn more cash. The kind of advantages you are receiving additionally issues, which we’ll clarify beneath.

Keep studying to learn how you possibly can doubtlessly lose your Social Security advantages. For extra, this is what to do in case your Social Security cost is late and what to learn about the way forward for your advantages.

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You begin making an excessive amount of cash

If you get a brand new job whereas receiving advantages, it may have an effect on the quantity of Social Security cash you get every month. Here’s what to know.


Getting a job may doubtlessly trigger your SSI advantages to finish, in response to the Social Security Administration. It is dependent upon how a lot cash you are making. Generally, SSI eligibility is for individuals who make $1,971 or much less every month. If your earnings exceeds that quantity, you may not qualify for advantages.

Note that when you’re working, $1 will probably be diminished out of your cost for each $2 you make. For 2024, the utmost quantity you possibly can obtain every month is $943, or $1,415 for a pair.


For SSDI beneficiaries, you possibly can return to work for as much as 9 months with out shedding your advantages. This is the SSA’s nine-month trial work interval. If after that point you earn $1,550 or extra per thirty days, the SSA will think about that substantial gainful exercise. In that case, your advantages will probably be suspended for the months your earnings are over the substantial quantity through the 36-month re-entitlement interval after you full the TWP.

If your earnings fall beneath the substantial quantity throughout that 36-month window, your advantages may be reinstated. Benefits will finish in case your earnings are above the substantial quantity after the 36-month re-entitlement interval ends.

You go to jail or jail

If you are in jail or jail longer than 30 days, your Social Security and SSI advantages may be suspended.  And when you’re out of incarceration, you are not routinely entitled to your advantages once more. Here’s the way it breaks down.

Social Security/SSDI:

If you obtain Social Security and your advantages have been suspended since you’ve been sentenced to jail or jail, your advantages may be reinstated beginning the month following the month of your launch. For instance, when you have been launched in May, your advantages may begin once more in June.

Note: Benefits your partner or youngsters obtain will proceed so long as they continue to be eligible.


If you obtain SSI, your advantages will probably be suspended through the time you are in jail. Your funds can begin once more the month you are launched, in contrast to with Social Security advantages. The cash you obtain that month could be a partial cost, relying in your launch date. 

There’s a caveat. If your jail or jail time lasts longer than 12 consecutive months, your SSI advantages will probably be terminated. You’ll must contact the Social Security Administration at 800-772-1213 to file a brand new utility when you’re launched.

You turn out to be divorced

If you are just lately divorced or planning to be quickly, there are a couple of provisions that may cease you from getting your ex-spouse’s Social Security retirement advantages.

  • You weren’t married to your ex-spouse for 10 years or longer.
  • You’re married to a distinct individual now, so you possibly can’t accumulate advantages in your former partner anymore. This adjustments in case your present marriage ends as a consequence of annulment, divorce or demise.
  • You’re entitled to advantages by yourself behalf, and your profit quantity is greater than what your ex-spouse’s advantages are.

For extra, this is a Social Security information to your whole advantages. Also, this is easy methods to learn how a lot Social Security cash you possibly can obtain whenever you retire.

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